Check if you're viewing the correct lease information for your Shared Ownership property

The information on this page applies to Shared Ownership properties at the addresses listed below.

If your address isn't listed, please tap here to go back and select your address to view the correct information on your lease.

  • Abbey Hey Lane, Abbey Hey, M18 8RH
  • Ambleside Close, Skelmersdale, WN8 9NX
  • Beaumont Court, Bolton, BL1 5BL
  • Borsdane Way, Westhoughton, BL5 3FD
  • Bow Lee Crescent, Westhoughton, BL5 3FW
  • Bradburn Road, Irlam, M44 5ZD
  • Buckley Place, Sandbach, CW11 3JB
  • Burton Road, Didsbury, M20 2LN
  • Chorley Street, Bolton, BL1 4GU
  • Collingwood Way, Westhoughton, BL5 3TT
  • Edge Lane, Droylsden, M43 6JL
  • Farmstead Drive, Westhoughton, BL5 3WB
  • Fenton Way, Bolton, BL3 3GN
  • George St, Westhoughton, BL5 2LP
  • Harrop Street, Abbey Hey, M18 8RN
  • Helmfield, Westhoughton, BL5 3FH
  • Hesketh Avenue, Mawdesley, L40 3AA
  • Highclove Lane, Boothstown, M28 1GZ
  • Houghton Meadows, Westhoughton, BL5 3FX
  • Humphrey Road, Old Trafford, M16 9DD
  • Jacobite Close, Broughton, M7 4EP
  • Kittybert Avenue, Abbey Hey, M18 8BF
  • Lee Place, Sandbach, CW11 3JZ
  • Lomas Road, Sandbach, CW11 3EE
  • Lowe Grove, Boothstown, M28 1GN
  • Lowfield, Westhoughton, BL5 3QP
  • Maypole Close, Carrington, M31 4RH
  • Middlewich Close, Horwich, BL6 5RN
  • Mill Court, Glossop, SK13 7AT
  • Norwood Road, Stretford, M32 8PP
  • Oldfield Mews, Chorley, PR6 7YJ
  • Park Road, Westhoughton, BL5 3DE
  • Pear Tree Gardens, Preston, PR1 9ZN
  • Price Close, Sandbach, CW11 3JY
  • Red Clover Drive, Sandbach, CW11 3TP
  • Shrewsbury Street, Glossop, SK13 7AT
  • The Bethel, Westhoughton, BL5 3DZ
  • The Brock, Shaw, OL2 7HG
  • The Chase, Cottam, PR4 0NT
  • The Guild, Bromley Cross, BL7 9GB
  • Tymbark House, Wharf Road, SK23 7GH
  • Victoria Road, Bolton, BL1 5BL
  • Webb Place, Sandbach, CW11 3EG
  • Westdane Drive, Westhoughton, BL5 3SL
  • Westleigh Close, Westhoughton, BL5 3FG
  • Wimbledon Close, Eccles, M30 7ES
  • Windsor Road, Droylsden, M43 6NA
  • Withington Close, Westhoughton, BL5 3FH

What are my rights and responsibilities as a Shared Ownership owner, and what are yours as Bolton at Home?

Please refer to your lease for your exact responsibilities.

We are responsible for:

  • Arranging building insurance**.

You are responsible for:

  • **Paying the building insurance contribution.
  • Keeping your home in good repair and condition.
  • Having your gas regularly serviced and tested.
  • Not subletting your home.
  • Not causing annoyance or inconvenience to neighbours.
  • Not carrying out any trade or business from your property.
  • Not making any alterations/improvements to the property without consent from Bolton at Home.
  • Paying any rent and/or service charges.
  • Using your home as a single private property for residential use only.
  • Insuring the contents of the property.

Making improvements to your Shared Ownership home

Under the terms of the lease, you will require our permission to carry out any non-structural alterations and improvements.

Until you own 100% of the share amount, you can't:

  • Make any alterations or additions to the exterior of the premises.
  • Make any structural alterations or structural additions to the premises.
  • Erect any new buildings on the premises; or
  • Remove any of the landlord’s fixtures from the premises.

We do not need to know about minor work such as decorating.

Which alterations and improvements can I make to my Shared Ownership home?

Permission is required for:

  • Replacing window frames.
  • Works affecting any services to the property, for example, electric, gas, drainage, or water.
  • Installation of central heating/replacement of boiler.
  • Any change to the internal layout of your property.
  • Rewiring.
  • New kitchens and bathrooms.
  • Installation of aerials or satellite dishes.

Permission is not required for:

  • Replacing glass in windows.
  • Changing internal doors.
  • Internal decoration.

How do I get permission to make alterations to my Shared Ownership home?

  • Call: 01204 328000
  • Email: leasehold@boltonathome.org.uk
  • Write to: Leasehold Management, Bolton at Home, 2nd Floor Valley House, 98 Waters Meeting Road, Bolton, BL1 8SW

Please note that there is a fee payable for permissions and this will need to be paid in advance.

Making changes to your Shared Ownership lease

Extending your Shared Ownership lease:

To apply to extend the lease, please complete the lease extension application form. Before you can proceed, we would advise you to obtain the services of a solicitor.

Leasehold extension application form.pdf [pdf] 185KB

Here are the typical costs required to extend a lease (these are all payable by the applicant and are subject to change):

  • Admin Fee: £200 plus VAT
  • Independent Valuation: £420 plus VAT (you can use your own RCIS valuer)
  • Lease Extension Premium — based on the valuation: £5,000 to £8,000
  • Our Legal Fees: £575 to £750
  • Building Works Permission Fee (retrospective): £450 plus VAT

If you'd like further information about extending your lease, please contact us on 01204 328000 or email  leasehold@boltonathome.org.uk.

Subletting (renting out) your Shared Ownership home:

You cannot sublet (rent out) your Shared Ownership Home.

Selling your Shared Ownership home:

You can sell your home at any time.

If you haven’t staircased to 100% of your home when you wish to sell, you will be required to sell your home on a Shared Ownership basis.

Please contact us on 01204 328000 or email leasehold@boltonathome.org.uk to discuss further.

Staircasing (buying further shares):

Staircasing is when you buy additional shares in your property. The greater the share you buy in your home, the less rent you will pay.

When you reach 100% of the shares you will become an outright owner and pay no rent.

The cost of your new share will depend on how much your home is worth when you want to buy the share and an up-to-date RICS valuation will need to be arranged.

There are no restrictions in the majority of cases however we would recommend in the first instance that you refer to your lease.

Please contact us on 01204 328000 or email leasehold@boltonathome.org.uk to discuss further.

What is a Transfer of Equity, and when might I need to transfer the equity of my property?

Transfer of Equity is a term that refers to changing the ownership of the property.

There may be time when you want to remove or add a name to the lease for your home. Here's what you need to do if you wish to change the ownership in your property, either to joint or sole names.

When might I need to transfer the equity of my property?

There may be many reasons why you may wish to transfer the equity of your property. This may be down to a change of circumstances where one person is no longer living at the property, or when a partner moves in.

There is no legal requirement to add a partner to the ownership of a property if they have moved in.

If you live in a Shared Ownership property, any new tenants will be subject to eligibility and affordability checks before they are added to the lease. We can refuse to add new tenants if they do not meet the criteria for Shared Ownership. 

Please note, there will be a fee payable in advance to change names on a lease.

Changing from joint names to a sole name:

To approve a change of ownership in the property to a sole name, you must:

  • Complete an application form and return this to us.
  • Provide confirmation of your mortgage lender’s approval (if applicable).
  • If you own your share outright, with no lender involved, we may ask for other supporting documents such as payslips and bank statements to show affordability.
  • Instruct a solicitor to carry out the legal work and complete the transfer for you.
  • Your solicitor will notify us of completion, and we will update our records.

Please note, if a Court Order dictates an owner needs to be removed from the deeds of the property, we are obliged to do this without going through an application process.

Changing from a sole name to joint names:

To approve a change of ownership in the property into joint names:

  • Complete an application form and eligibility form (with applicant’s details) and return this to us.
  • Provide confirmation of your mortgage lender’s approval to the transfer.
  • Where applicable, the new owner will be asked to confirm their eligibility for Shared Ownership, and we will send the joint application for an independent affordability check, where you will have to provide payslips, bank statements, and ID.
  • Instruct a solicitor to carry out the legal work and complete the transfer for you.
  • Your solicitor will notify us of completion, and we will update our records.

We're here to help. If you'd like more information on transferring the equity of your property, please get in touch.

Speak with us about your lease

Smartphone displaying the Bolton at Home logo.

We're here to help:

If you'd like more information on your lease, you can call us on 01204 328000 or email: leasehold@boltonathome.org.uk. You can also write to us at:

Leasehold Management,
98 Waters Meeting Road,
Bolton,
BL1 8SW.

Be involved:

As a leaseholder, we value your comments and suggestions about how we run the service and how we can improve it.

We'd love to hear from you. If you're interested in getting involved with our service, please don't hesitate to get in touch.