Shared Ownership with Stonecross Homes

Shared Ownership with our Stonecross Homes brand

Logo for Stonecross Homes, our Shared Ownership brand

Stonecross Homes is the Shared Ownership brand of Bolton at Home:

Shared ownership is a scheme designed for individuals and families who cannot afford to buy a home outright, but who want to step onto the property ladder.

It's a part-buy, part-rent arrangement where you purchase a share of a property and pay rent on the remaining portion to Bolton at Home. This can be a more affordable option, and you have the option to buy a bigger share in the property in the future.

Please note that Shared Ownership is not the same as Rent to Buy. For more information on Rent to Buy, tap here.

Speak with our team if you'd like to learn more

Happy face icon

Speak with our team if you'd like to learn more:

If you'd like to learn more about our Shared Ownership offer, please call our Development Team on 01204 329922 or send an email to stonecross@boltonathome.org.uk.

You can also tap on the tabs below for answers to some of our most frequently-asked questions, and to see some of our recent developments that include Shared Ownership homes.

I'm a current owner of a Shared Ownership property

House and keys icon

What if I'm a current owner of a Stonecross Shared Ownership property?

We have webpages with information on your rights and responsibilities, repairs, rent and service charges, making improvements to your home, making changes to your lease, and more. They also include our contact details if you'd like help with your Shared Ownership property or lease.

Tap here to view information for current owners of Shared Ownership properties

What is Shared Ownership?

Put simply, Shared Ownership is a cross between buying and renting a home.

You buy a share of the property, usually between a quarter and three quarters, and then rent the part you don’t own at a reduced rate. You then have the option to buy a bigger share in the property in future.

Is Shared Ownership a new idea?

People have been buying shared ownership homes for around for 40 years, so it’s a well-established home ownership method.

We think it’s a great way of providing more affordable homes and increasing choice for our customers.

Who is Shared Ownership aimed at?

It's for anyone who would like to buy their own home, including existing housing association tenants.

This includes first-time buyers, but also people who used to own a home but can’t afford one now. Please get in touch if you'd like to know more about eligibility for Shared Ownership.

Is Shared Ownership the same as Rent to Buy?

No. Shared Ownership and Rent to Buy are not the same.

To learn more about Rent to Buy, please tap here.

Why does Bolton at Home offer Shared Ownership properties?

One of our main objectives is to provide quality, affordable homes that can make a difference to people’s lives.

We do this through a mix of housing tenures, including Shared Ownership.

Offering homes for Shared Ownership provides more choice for our customers and is a great option for those looking to get a foot on the property ladder.

Are you still committed to developing homes for affordable rent?

Yes. While we're developing more Shared Ownership homes, they only make up a small portion of the total number of homes we provide.

We're still developing other new build schemes for Affordable Rent and Rent to Buy**, and you can learn more about these by tapping here:  www.boltonathome.org.uk/new-build-developments. Please note that many of our new housing developments include a mixture of homes for Affordable Rent, Rent to Buy, and/or Shared Ownership.

**Shared Ownership is not the same as Rent to Buy. To learn more about Rent to Buy, please tap: www.boltonathome.org.uk/rent-to-buy.

What is Stonecross Homes?

Logo for Stonecross Homes, our Shared Ownership brand

Stonecross Homes is the brand name we use to market our Shared Ownership developments and properties.

The developments are still led internally by our Development Team and are still part of our organisation.

Having a different name is simply a way to differentiate our Shared Ownership schemes when marketing them to potential customers. It helps us show that this is a different type of housing tenure, and is standard practice within the housing sector.

How can I apply for a Shared Ownership property?

If you're interested in applying for a Shared Ownership property, please get in touch with our Development Team using the contact details at the top of this page.

You can see examples of previous shared ownership developments on this page.

See some of our recent developments with Shared Ownership homes

Home in hand icon

See some of our recent developments with Shared Ownership homes:

Tap on the tabs below to see some of our most recent developments that include Shared Ownership homes. Please note that some developments may include a mixture of tenures, like Affordable Rent and Rent to Buy.