Template letters and leaflets

image of woman writing a letter

On this page you will find lots of useful template letters to help when dealing with non priority debt issues.

You will also find some self help leaflets on Money Matters and how to help yourself out of debt.

Template letters

Budget Sheet: Before you do anything make sure that you have your budget sheet ready as this needs to be sent to your creditors when discussing any debts.

Budget Sheet V1.docx [docx] 15KB

Offer payment to creditors: Use this letter to make an initial offer of payment to your creditors based on your available income.

1. Offer payment to creditors - July 16.docx [docx] 18KB

Freeze interest letter: Use this letter when a creditor refuses to freeze the interest or additional charges on your account.

2. Freeze interest letter.docx [docx] 18KB

Reconsider my offer letter: Use this letter when a creditor has refused your initial offer of payment.

3.Reconsider my offer letter.docx [docx] 18KB

Continue accepting my offer letter: Use this letter if your situation has not improved to ask your creditors to keep accepting your current payment offer.

4. Continue accepting my offer letter.docx [docx] 18KB

Write off the debt letter: Use this letter to ask your creditors if they would consider writing off your debt.

5. Write off the debt letter.docx [docx] 20KB

Bolton at Home Money Advice Team

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If you've money worries or debt issues, please contact our Money Advice Team on 01204 329868, or Send us an email by clicking here for free, confidential help and support.

Get more advice on money matters

Take a look at our leaflet to get more advice on money matters:

Money matters leaflet[pdf] 1008KB